MEMBERS ONLY

Are you making use of all of the services available to you as a Women's Southwest *member-in-good-standing?

1. FINANCIAL EDUCATION:  articles, worksheets & financial tutoring at no extra charge:

• Online Car-Buying Self-Study Course, Includes:

  • Easy, sensible steps for buying new and used cars; 

  • Worksheets; 

  • How to inspect a car yourself; 

  • How to estimate how much a car will cost you--before and after your purchase

  • A form to give to your mechanic for each of the used cars you consider buying

  • Tips to help you turn the tables on car dealers

  • How deal fairly with private parties

  • And, as they say, more

   

• Better Your Credit Rating to Qualify for Lower Lending Rates

• How Much Credit Can You Afford?  (article with worksheet)

• How to Check Your Credit Reports (article)

• How to Plan Your Spending (includes a worksheet)

• How to Save Money (article)

• How to Live on Less--and Save More for your Dreams

• Setting Goals worksheet

• How to Shop for Health Insurance

2. VOLUNTEER: Learn new skills, or share the ones you have.  Minimal time 

commitment.  Enjoy a casual, relaxed atmosphere.  Begin almost any time of the year.

3. ODDS & ENDS:

• Deposit instructions
• How to Withdraw
• How to change your address on our records

4. COMPLAINTS, ERRORS, CONCERNS:  something fishy going on?  

Numbers on your statement don't add up?  Unauthorized withdrawals?  The 

Annual Percentage Rate (APR) on your statement is higher than the one on 

your loan contract?  

                                        ==

*To be a member-in-good-standing:

• Maintain a balance in your regular share account of $25 or more; 
• Keep your account "active."  How? Deposit or withdraw at least once every 2 years (if you live in California). Or, if you live in Texas or most other states, at least every 4 years.
• Inform us in advance when your mailing address is going to change.