Attn: Payroll Department

1. Your employee wants to set up a payroll deduction to credit to his or her account with us.  Here are some tips to keep your employee happy.  (If you outsource ACH to a payroll company, please forward this info to them.)

2. We are a small credit union.  We  pay a correspondent  to handle our ACH transactions.  As a result:  for every  change  or  correction  we send through, we have to pay a fee to our correspondent!  We reserve the right to return transactions that have  the wrong account number, name, or transaction code.  We'll charge a fee to your employee's/our member's account when we "post contrary to instructions."   Please be as accurate as you can. (For a list of fees, see Truth In Savings Disclosure.)

3. Only a few of our members have checking  accounts.  Most of them have savings accounts. Please ask your employee to let you know to which kind of an account their payroll deduction will go.  If it's a savings account, please use the transaction code for a savings credit: “32” (at the time this section was last updated).  

4. Believe your employee:  some of our members’ account numbers have only one to six digits!

5. Our ABA or routing and transit # is 311079539

Few employees are aware of the time, expense, and paperwork you incur to offer them payroll deductions.   Thank you  for improving your employee’s financial well-being.  Please contact us if you have any questions.